Is there a special open enrollment period in response to the COVID-19 National Emergency?

To assist members in accessing care in light of COVID-19, UnitedHealthcare is providing its fully-insured small and large employer customers with a Special COVID-19 Enrollment Opportunity to enroll employees who previously did not to enroll in coverage. The opportunity will be limited to those employees who previously did not elect coverage for themselves (spouses or children) or waived coverage.

  • The enrollment opportunity will extend from March 23, 2020, to April 6, 2020. Effective date is April 1.
  • Customers are not required to adopt the Special COVID-19 Enrollment Opportunity. Because of this, no opt out action is required on their behalf. UnitedHealthcare realizes each situation is unique, and each customer must make their own decisions on the enrollment opportunity.
  • Dependents, such as spouses and children, can be added if they are enrolled in the same coverage or benefit option as the employee.
  • Standard waiting periods will be waived; however, existing eligibility and state guidelines will apply.
  • For small employers (2-50), a wage and tax statement will be needed to validate the employee’s eligibility.
  • The Special Open Enrollment period is NOT intended to allow members to change plans. The Special Open Enrollment is merely waiving policy restrictions on adding new enrollees outside of open enrollment or normal special enrollment periods. The employer sponsored group health plan will decide if they want to offer the option for new entrants to the plan.